机构的援助 & 私人贷款

私人大学学生贷款

When federal financial aid doesn’t cover the cost of tuition, you may need to fill the gap with a private student loan. Franklin can help you understand how to get a student loan to pay for college if you need it.

机构的援助

mg不朽情缘游戏网址知道大学学费是一笔很大的开支. We also know the end-goal -- your degree -- is worth it. So we offer need- and merit-based institutional aid to help making paying for college a little easier.

私人贷款

什么是私人贷款? 

Banks and other independent lenders offer private loans to help pay for the costs of college 不 covered by financial aid, including current tuition and past-due balances. Private loans are subject to lender approval based on a credit review and other lender-specific requirements.

在你申请私人贷款之前, we recommend that you pursue eligibility for federal loans, 比如联邦直销, PLUS和Grad PLUS. 联邦 loans are usually less expensive than private loans and offer more flexible repayment options.

选择学生贷款贷款人

Franklin reviews its list of private education lenders each year. Our Director of 金融援助 provides comparative information of borrower benefits for Private Education loans to the Executive Director of Student Affairs Operations, and makes recommendations that include at least three unaffiliated lenders.

Selection criteria are based on the following:

  1. 有竞争力的利率    
  2. 具有竞争力的前端和后端优势    
  3. Efficiencies in processing loan transactions through Scholarnet.    
  4. That lender scopes loan information in Nelnet FastChoice and makes updates as necessary    
  5. Must be able to certify the loan through the Scholarnet system    
  6. Loan funds are disbursed through CDS at Nelnet, Inc.   
  7. At least three lenders are unaffiliated with other preferred lenders, meaning they are
    • Under the ownership or control of the same entity or individuals;
    • Wholly or partly owned subsidiaries of the same parent company;
    • 在董事的指导下, 受托人, general partners or individuals exercising similar functions, who constitute a majority of the persons holding similar positions with the other lender; or
    • Making loans on their own behalf and also holding loans as a trustee lender for a不her entity.